Useful tips for
newcomers in Ontario, Canada
Why?
I have been living in Toronto (Ontario, Canada) since May 2004. When I arrived I found many things that were new to me - and very different from my home country (Hungary). So I got the idea to collect useful
information, share my experience, and offer tips and advice that may help you get through your first
year easier.
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You will find hundreds of websites on the
Internet explaining how to take care of paperwork and other such "official
business". But day-to-day practicalities - details
about your living cost, transportation, opening
a bank account, and so on - are much harder to come by
... so why learn the hard way?
I welcome my friends and fellow newcomers to contribute and help me improve the content of this page. Based on their feedback and comments I continuously update this site. |
The information presented is not official, as it is based on personal experience and opinions. Please use these as friendly guidelines. I hope I can help you start your new life here or at least just save a few hours. by Jeno
My first day
I arranged my Hotel reservation
from back home - it is easier and more convenient than starting
to look for accommodation after a long flight. Usually a credit card is needed to make a reservation over the internet.
I used my Hungarian account without any problems. I chose a location
relatively close to downtown, so I saved money on public transportation
tickets and also a lot of time.
From the airport you can get a cab for a flat price. This is means that there are zones in the city based on the distances from the airport. For me it cost about $45. To be sure ask the driver before you get in. The tip is usually 10%. by Jeno
Hotels
Bed & Brekfast
Hostels
Arranging the paperwork
There are a lot of guidelines on the Internet and printed materials also, so I don't want to focus on this topic. by Jeno
CIC Canada
Official Help
Newcomer centers offer a wide selection of different programs that
can help newcomers to learn English, get jobs easier or learn about Canada. There are a lot of programs, and you can
get a headache easily while trying to choose those that
are suitable for you. My suggestion is to focus on the language
(one course costs $30 per semester) and those programs that offer
you the information that you really need. by Jeno
The City of Toronto
Toronto is not just a city. It is surrounded
by other cities which form a unified metropolis called the Greater
Toronto Area (GTA)
There are better areas and also others which
are not so friendly. by Jeno
Toronto.com
Government of Ontario
TTC - public transport |
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Longterm accomodation
After my first week I moved from the hotel to a more cost effective student residence. In the summer time there are rooms in student residences or neighborhoods around universities where you can rent a room for a few months at an affordable price. About 50% of these rooms have Internet connection.
I lived at the Ukrainian
student residence where in 2004 one month cost $400.
Once you get
to know the city better you can rent a room or an apartment in an
area that you prefer or one that is located closer to your work.
Yes, this can be a big issue: after I got my first job I had to travel
3.5 hours each day with public transportation. Also, since I lived
in the downtown area and worked in Mississauga, I had to buy a weekly
pass for $40.

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Always keep in mind that sometimes
the additional costs - heat, electricity, etc. - are included in the rent and sometimes
not. Usually you have to sign a one-year contract. If you would
like to move out before your lease expires, you may have to find another
person who will rent it out after you moved out.
If you are looking for new accommodation
in the winter time you can expect 1 month free rent, which is a great
offer. The prices for a room start at $450, while an apartment
with 1 bedroom costs over $750 / month. Expenses include: hydro, water.....
you do not have to pay sales tax on top of the rent fee maybe it
is already included or maybe it is 0% - I do not really know. |
Sometimes car parking is included; if not, you can expect to pay about $30/month.
One more thing about parking: In
the GTA you cannot park for more than 3 hours in the same spot by
law, even if you do not find explicit signs prohibiting it. So if
you are thinking about renting accommodation, plan your parking
location too. by Jeno
Toronto Star classifieds
Sales Tax
I
know, it is strange, but the price tags do not show you how
much you have to pay for the item. The details: the sales tax
is usually 15% but there are items that are tax-free. So if
you see a price tag on a CD that says $10, then you have to
pay $11.50 at the cashier. But if the price tag on a loaf
of bread says $1.60 then you will pay exactly $1.60 because there
is 0% sales tax on it.
You have to learn which items have 0% sales tax. Also sometimes they tell you the price with the tax - please be careful. by Jeno
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Some examples:
| item |
final price |
| basic food |
price tag |
| gas |
price tag |
| transportation ticket |
price tag |
| movie ticket |
price tag + tax |
| furniture |
price tag + tax |
| alcohol |
price tag |
| child clothing |
price tag |
| adult clothing |
price tag + tax |
| electronics |
price tag + tax |
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Grocery
If I compare groceries to Western Europe
I find many similarities, but the selection is not nearly as wide here - grocery store shelves reflect the domination of mass production over variety. Usually
bigger shops have better prices. You cannot find any hypermarkets
here - instead there are grocery store chains. The quality goes
up with prices. For example, NoFrills and Food Basics are cheaper
while Loblows offers a wider selection and better quality. But
remember this is only my opinion.
Some food items, such as natural, salt free butter, are hard to come by at reasonable prices - while others - for example, salmon in all shapes and forms - are readily available and more affordable than in many other parts of the world. Food prices may seem quite distorted: for example cola and soft drinks cost less than water.
Do not be surprised if you do not find any alcohol in regular grocery stores. The Ontario government maintains tight control over alcohol sales and naturally, it is a big business. So if you would like to celebrate becoming a landed immigrant you have to find out where the closest LCBO or Beer Store is located. by Jeno
Cell phone
Now this is a quite strange system. I have lots of problems with mobile phone service companies. The phones available from service providers are very limited and often quite antiquated. However, if you would like to use your own independent (more advanced) cell phone with a SIM card, then you might as well forget all mobile companies other than ROGERS and FIDO (others are using an old technology, not the GSM system). Also your cell phone has to be able to use the 850 and 1900 MHZ carrier.
For me I found that the prepay
system is better. I use a $30 (without tax) prepaid card that is valid for 2 months. My minute
rate is $0.15 without tax for local calls. The charging system is
minute based, not second based. Do not be surprised like me, that
you have to pay even to receive a call. Again: receiving
a call it is not free They call your available minutes as
"airtime".
The coverage is yet another painful issue. Some systems do not give you coverage everywhere in Ontario. You will probably not bump into problems in cities, but if you leave the urban areas or major highways you may find yourself without any coverage (just hope your car doesn't break down in the middle of nowhere, having to walk many miles to reach areas with proper telecommunications infrastructure). So be sure to check what coverage you get with each mobile service package.
You can also chose an area code. Certain types of calls will cost you more than your local rate - but not in all cases. For example within the GTA you have to pay only local minute rates, even for the areas that use different area codes.
And my final advice: never give
up, never be disappointed, and always fight until the end. :) by Jeno
Bell Canada
Rogers
Fido
Telus
Outdoor activities
Ontario is a nice place but if you like mountains you have to travel
to Quebec. If you like paddling, sea kayaking, cross-country skiing,
then you cannot find a better place in the World.

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To camp in a park is great fun. There are regular campsites where you can get dedicated spots which are quite large (100 m2) or you can choose wilderness sites that you can reach only after hiking or paddling there.
There are National Parks, Provincial parks
parks and Nature reserves. Canadians are pretty good at managing
these protected areas. Usually you have to pay about $10 per
day for parking. Also there are park fees based on the number
of persons, but there are many free places too. |
If you are interested in exploring the east coast you can find a collection
of my photos of my trips around Ontario-Quebec-Nova Scotia-New Brunswick here,
under the photos section.
My advice: in the top season the sites are always fully booked, especially on long weekends. So plan ahead, if you can, and book your site before you go on your trip. by Jeno
Ontarioparks
Parkscanada
Canadian Deathrace for extreme hikers
Ontario Mountain Biking Areas
Bike and Hike trails in Ontario
Driving License
You have to localize your license because you can only use your foreign license for 3 months. Depending on your experience and the country where you obtained your license, you have to take different steps to get an Ontario license..
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Being from Hungary, I had to take a written test and after that
a driving test. After this I obtained the full G license, which is
the final one (other friends with over 10 years experience have been condemned to driving only with supervision and before nightfall). It is strange because if I would have been from Austria
(only 1 hour from my home), a written test would have been
enough to get a full canadian license.
I think I do not have to
describe that Hungary and Austria have totally the same driving
regulations and habits, as well as similar weather: the two systems totally match. I complain
because a driving test with mandatory driving courses cost at least
$200. |
Oh, and do not be shocked: you can drive in the city sometimes with 80 km/h, but on the highways you must not exceed 100 km/h by law. by Jeno
Driver handbook and license info
Buying a vehicle
There is a huge selection of used cars, and the dealers are
the same as everywhere else in the world. So be careful.
Before you select the kind of vehicle that you prefer, always
check the insurance cost. Do not shush me, I am talking about differences of
$2000
/ year! Car
insurance. |
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For used cars you can find wide selections on the Internet. It is not a big issue to find a car that suits your needs and your pocket. Bigger dealerships are better in terms of reliability, especially new car dealership selling trade-ins - they are less likely to trick you into a bad deal.
There is a lincense plate fee, drive clean test (mandatory), registration
fee, dealership fee and 15% sales tax based on the price of the
vehicle. Also at every owner change the vehicle has to pass a mechanical
test. Sometimes the price does not include this test, which means
that you have to pay extra, you have to arrange it or there is a
problem with the car and the repair costs too much. So if you are
happy with the price tag, recalculate with these fees on top of
the price tag of your new, shiny vehicle. by Jeno
Usedcarsontario.com
Trader.ca
Toronto and GTA car dealers
Torontogasprices.com
Step-by-step used car buying guide
Car insurance
This is another major issue in Canada. As a newcomer, insurance companies do not trust you. In their policy you are the same as a 17 years old Canadian student who just bought his first car. Even worse, some companies will flat-out refuse to provide you insurance, because your parents do not have insurance history here. You are especially doomed, if you do not have a full G license yet.
Some of the insurance companies just simply rejected me, the others gave me a quote of over $6000 for a year!!!
The kind of the vehicle is important. For example, for a red, two-door honda civic with manual gear (I am not joking), insurance costs much more than for a regular minivan with automatic gear.
In my case, I bought a minivan, which costs more in terms of gas, but being a typical family vehicle, its insurance costs less. On a yearly basis, this solution was more cost effective, and also I get a comfortable and more secure vehicle.
You are just wasting your time if you try to get a better quote on the basis of documents from your country that prove that you did not have any accidents for many years. This is true even if the you had the same insurance company at home, as the one you are trying to deal with here.
The details: I have over 15 years and over a million km's of driving experience. I bought a minivan that belongs to the best insurance category. In my
first year I paid $330/ month at RBC. This year without any accidents
and police or parking tickets (yeah, I am lucky too) they reduced
it to $240 which sounds much better.
Conclusion: when I calculated the yearly cost, I found that it is almost the same as Europe, you have to pay less for gas (in 2006-Feb it was about $0.85 -0.95 tax incl.) and more for the insurance.
Bottom line: I heard about "great deals" offered by some agents who ask for $300 - $500 to get a better quote at insurance companies, but I chose Canada because a believe in the corruption free world not these tricky backdoor solutions. by Jeno
Ontario Automobile
Policy
Car Insurance Quotes
My idioms
| Word |
meaning |
| Gas |
fuel, benzin and not natural gas that is used for heating |
| Hydro |
hydro - electricity not water |
| 2nd floor |
means 1st floor in Europe |
| Ozonized water |
means natural water, you can drink it |
| Zapping |
using a microwave oven |
| POP |
soft canned drink |
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Getting a job
This is a hard issue. The main problem is that most of the newcomers do not have "Canadian Experience". Yes, it is true, many employees say this is the problem with us. Even though I have been working for large, multinational IT companies in Hungary for over a decade. So never give up, prove your ability, experience and motivation to the employers. After your first job life will become much easier. by Jeno
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